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Steps:

1.Purchase PPAD application through your app provider

2.Register and agree to terms of use

3.Take picture of death certificate through PPAD’s camera

4.Upload picture through PPAD

5.Click on payment based on number of accounts closed

6.Transport picture to partners that notifies them of death

7.PPAD receives information of accounts still in use/open

8.Notifies user of the accounts that are open

9.Notify businesses to close accounts permanently